Electronic Banking Essays - Payment Systems, E-commerce, Banking

Electronic Banking The Electronic Banking Association (EBA) is a non-profit organization established to do one simple thing-help more people get started with electronic banking. Here's why. Who taught you how to write paper checks? Probably your parent's right? Well, who's going to teach you how to write electronic checks? Probably NOT your parents. That's where they come in. E-banking is so much more convenient and so much quicker that everyone should know about it. The EBA was established as an independent source of helpful information about electronic banking for consumers and businesses. Financial institutions, merchants, and other financial service firms actually provide financial e-commerce services, but the Electronic Banking Association (EBA) monitors progress in the financial e-commerce industry and provides information that will enable users of those services to become better informed and to locate providers of the services they seek. Everyone hates paying bills. It's time-consuming, frustrating, and you have to lick that awful envelope glue. But not with e-banking. You'll spend less time paying bills, and more time doing fun stuff. Here are some advantages to e-banking: - No more paper checks. Your computer remembers who you write checks to. You simply enter an amount then point-and-click. You'll never run out of checks again. - No more hassles. You can schedule your payments in advance, so they'll get paid while you're on vacation or away on business. Electronic payments are processed quickly, in as little as 24 hours to 5 days (unlike a paper check sent in the mail, which takes an average of 10 days to post). - No more envelopes to lick. No envelope glue. No paper cuts on your tongue. And you can stop writing your return address again, and again, and again. - No more writer's cramp. It takes forever to write checks and addresses every month. E-banking cuts that time to practically nothing. - No more stamps. With e-banking, there's no postage and your bills are processed quickly - whenever you want them paid. You can pay your bills online, so it only makes sense to receive them that way, too. This is called "Electronic Bill Presentment," and more and more businesses are going to offer it. - No more lost bills. Your dog can't eat electronic bills. Your kids can't misplace them. And you can't lose them under a stack of catalogs. - Pay bills when you want to. Not when the post office decides to deliver them. Click to see it. Click to pay it. Your bills appear right on your computer screen and look much like the printed bills you are used to getting. But the difference is you can pay them with just the click of a mouse. - Better record keeping. All your billing and payment information is kept in one convenient location, not in messy cardboard boxes or goodness only knows where else. You can pay your bills online, so it only makes sense to receive them that way, too. This is called "Electronic Bill Presentment," and more and more businesses are going to offer it. In addition to paying bills online, you can get current information any time you want it. So you can get up-to-date account balances, transfer funds, obtain information about check clearing; all sorts of things. You can import this information directly into today's popular financial management programs such as Quicken? without having to re-enter it. You buy things all the time with credit cards, right? Well then, those are electronic transactions just like these. Today's latest Web browsers have sophisticated encryption that's very secure. What's more, electronic checks are safer than having paper checks lying around where anyone can obtain and misuse your account information. Experts predict it would take a hacker over 2,000 years to crack 56-bit encryption. Yet many financial institutions today require a browser that supports 128-bit encryption, which would take about 12,710,204,652,610,000,000,000,000 years to crack. Now that's secure. (Source: Byte Magazine) When you're ready to open an e-banking account, you can receive more information on security, as well as a recent browser that supports 128-bit encryption, through your financial institution or at the Netscape and Microsoft Web sites. In the time it takes you to pay your bills the old-fashioned way, you can be up and running with e-banking. Best of all, once you enter who you pay bills to, you'll never have to re-enter that information. Your financial institution may offer e-banking via the Web or a personal financial manager or both. Web-based e-banking is generally easier and quicker to set up. All you'll need is a recent

Sample Autobiography Translated to Spanish Essays

Sample Autobiography Translated to Spanish Essays Sample Autobiography Translated to Spanish Essay Sample Autobiography Translated to Spanish Essay Essay Topic: Autobiography of My Mother I am Mark Alexis Alaban, 18 years young. I currently live in Tanza Gua, Roxas City. I’m a third year student of the College of Business Management and Accountancy, taking Bachelor of Science in Information Technology, studying in Colegio de la Purisima Concepcion. I was born in a small town of Tanza Gua and was a farm field behind my house. I spent most of my time playing outside with the neighborhood children. In my family, I have one brother who is eleven years older than me. I really appreciate the fact that I have a stay at home mother and father. It was nice to come home to a house that was not empty. My dad is a government employee and my mom is a plain house wife. For over 18 years I have been passionate about taking pictures. It’s been my hobby and pastime. Now, I have decided to create my own corner of cyberspace to share my love of photography. My childhood consisted of a fascination of watching the environment and thats how I love to spend my time to take a snapshots. Photography is my complete existence. I spend countless hours looking at every book and image. There is nothing in my life except photography. We all have creative abilities; I was raised with no exposure to art and grew up believing that I had no talent. As for processing, I spend hours on each image until I am happy with the results. ?I didnt set out to be a photographer. It just kind of happened. ?What I can tell you are that I really love what I do and I spend a lot of time refining, perfecting and even obsessing over my work. It is a passion. ?I relish the opportunity of being at one with my surroundings and aim to capture the wonderful world around me. I love nature, I find beauty in everyday things and I enjoy. I think a photography class should be a requirement in all educational programs because it makes you see the world rather than just look at it. To capture memories that will last a lifetime even if you may not. ? ?I spent half of my life thinking that a camera was just for capturing family snapshots or recording events. Then came the day when I realized that some people use it to create art. I spent the other half of my life admiring hose people’s work, convinced that photography as an art was something beyond my reach. At the end of the day, I know my passion for this activity comes from my joy of â€Å"being one with nature† and being able to escape the daily worries and hassles of work and life. I believe a great photograph can share the experience and a great photo can â€Å"tell a thousand words† if taken properly. I suppose this is my immodest goal that I strive to reach each time I pick up my cam era and head out the door. Soy Marcos Alexis Alaban, 18 anos joven. Actualmente vivo en Tanza Gua, de Roxas City. Soy un estudiante de tercer ano de la Facultad de Administracion de Empresas y Contabilidad, teniendo Licenciatura en Ciencias en Tecnologia de la Informacion, estudiando en el Colegio de la Purisima Concepcion. Naci en un pequeno pueblo de Tanza Gua y era un campo de cultivo detras de mi casa. Pase la mayor parte de mi tiempo jugando afuera con los ninos del barrio. En mi familia, tengo un hermano que es once anos mayor que. Realmente aprecio el hecho de que tengo una estancia en la casa madre y el padre. Fue agradable volver a casa a una casa que no estaba vacio. Mi padre es un empleado del gobierno y mi madre es ama de casa normal. Desde hace mas de 18 anos he sido un apasionado de la toma de fotografias. Ha sido mi hobby y pasatiempo. Ahora, he decidido crear mi propio rincon del ciberespacio para compartir mi amor por la fotografia. Mi infancia consistio en una fascinacion de ver el medio ambiente y asi es como me gusta pasar mi tiempo para tomar unas instantaneas. La fotografia es mi existencia completa. Me paso horas y horas mirando a todos los libros y la imagen. No hay nada en mi vida, excepto la fotografia. Todos tenemos capacidades creativas; me crie sin exposicion al arte y crecio creyendo que no tenia talento. En cuanto a la transformacion, me paso horas en cada imagen hasta que este satisfecho con los resultados. Yo no tenia la intencion de ser un fotografo. Esto solo sucedio. Lo que puedo decir es que me encanta lo que hago y yo pasamos mucho tiempo refinacion, perfeccionando y hasta obsesionado con mi trabajo. Es una pasion. Me entusiasma la oportunidad de estar en armonia con mi entorno y tratar de capturar el maravilloso mundo que me rodea. Me encanta la naturaleza, encuentro la belleza en las cosas cotidianas y disfrutar yo. Creo que una clase de fotografia deberia ser un requisito en todos los programas educativos, ya que te hace ver el mundo en lugar de solo mirarlo. Para capturar recuerdos que duraran toda la vida, incluso si usted no puede. Pase la mitad de mi vida pensando que una camara era solo para la captura de instantaneas familiares o eventos de grabacion. Entonces llego el dia en que me di cuenta de que algunas personas lo utilizan para crear arte. Me pase la otra mitad de mi vida admirando el trabajo de esa gente, convencida de que la fotografia como arte era algo fuera de mi alcance. Al final del dia, se que mi pasion por esta actividad proviene de mi alegria de ser uno con la naturaleza y ser capaz de escapar de las preocupaciones diarias y los problemas de trabajo y de vida. Creo que una gran fotografia pueden compartir la experiencia y una gran foto se puede decir mas que mil palabras, si se toma correctamente. Supongo que es mi objetivo inmodesto que me esfuerzo para llegar a cada vez que cojo mi camara y la cabeza por la puerta.